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Making the Most of Your Money Now: The Classic Bestseller Completely Revised for the New Economy |  | Author: Jane Bryant Quinn
Publisher: Simon & Schuster
Category: Book
List Price: $35.00
Buy New: $17.50
as of 3/10/2010 23:18 CST details
You Save: $17.50 (50%)
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Seller: strandbookstore
Rating:  8 reviews
Sales Rank: 5626
Media: Hardcover
Edition: Revised
Pages: 1264
Number Of Items: 1
Shipping Weight (lbs): 2.8
Dimensions (in): 9.5 x 6.4 x 2
ISBN: 0743269969
Dewey Decimal Number: 332.02401
EAN: 9780743269964
ASIN: 0743269969
Publication Date: December 29, 2009
Availability: Usually ships in 1-2 business days
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| Features:
| • | ISBN13: 9780743269964 | | • | Condition: NEW | | • | Notes: Brand New from Publisher. No Remainder Mark. |
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Product Description
Consumers Union named Making the Most of Your Money the best personal finance book on the market. Now Jane Bryant Quinn's bestseller has been completely revised and updated for 2010 and beyond. America's most trusted financial adviser, who helped millions of readers meet their goals in the 1990s, has done it again -- providing a guide to financial recovery, independence, and success in the new economy.Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back
• Getting the most out of a bank while avoiding fees
• Credit card and debit card secrets that will save you money
• Family matters -- talking money before marriage and mediating claims during divorce
• Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child
• The simplest ways of pulling yourself out of debt
• Why it's so important to jump on the automatic-savings bandwagon
• Buying a house, selling one, or trying to rent your home when buyers aren't around
• Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders
• Investing made easy -- mutual funds that are tailor-made for your future retirement
• What every investor needs to know about building wealth
• How an "investment policy" helps you make wise decisions in any market
• The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them
• How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't)
• Eleven ways of keeping a steady income while you're retired, even after a stock market crash
• Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.
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| Customer Reviews:
Showing reviews 1-5 of 8
 More Crap from Quinn February 25, 2010
Anthony C. Defrancisco (http://defrancisco.cyberwize.com)
Despite the title "Now" added to Quinn's overhyped book, there really is nothing new or different from her previous edition of this same tome.
And it has the same mistakes, particularly with regard to life insurance.
Reading Quinn in her book, she (Quinn) starts off somewhat neutral regarding Term vs Cash value insurance but then goes on and on talking about the "tax deferred benefits", "borrow money tax free" and "cash buildup" of whole life and other cash value type life insurance.At one point Quinn even suggests increasing your Universal Life Insurance each year because you "may not be paying enough."
As another reviewer alluded to, Quinn recommends paying Insurance advisors as much as "$200-$400 per hour" and suggests that "it's a good deal". And, Quinn says that cash value insurance is better than term "because the premiums stay level." and that with cash value insurance "premiums stay the same."
All of this has some basis of truth in it....but is still bad advice for the masses.You can borrow money from your cousin Henry or your Aunt Martha for free. Why use a overpriced cash value life insurance policy to do it?
Cash value premiums are level but that is only because the premiums are so high. ART premiums increase upon renewal, BUT are much lower than Whole Life or Universal Life. You can also buy LPT insurance which is also less than cash value insurance. As I see it, Quinn attempts to muddy the waters pretending to take a neutral stance but then overselling cash value insurance.
In one of her examples, Quinn says; "Cash value insurance or Term with a mutual fund. Which is better? Then Quinn goes on to suggest that the cash value insurance is a better deal! WRONG! DEAD WRONG!
Quinn also conveniently neglects to mention that as your cash value is going up in a cash value policy, your insurance is going down. She makes it sound as though you get to keep the insurance value while cash value is building up. This is bad advice and horribly wrong.
In fact, a $100,000 cash value life insurance policy will have a $100,000 worth of insurance at origin and no cash value BUT $100,000 of cash and no insurance at the end (the cash buildup replaces the insurance--you never have both).I got burned by a life insurance agent on a cash value so I can relate to the other reviewers who are upset by Quinn.
Most people are better off with a low cost term life policy or LPT and invest the difference in a mutual fund, however, I would never recommend Quinn's advice on investing. You would be better off gambling at a casino.
With all of the excellent financial authors out there today, I am amazed that Quinn is still in the game. And please disregard those 5 star reviews (all from the same person no doubt)
You can start to make the most of your money NOW by saving your money and NOT bying this overpriced tome.
Great as a novel, not as a financial reference book February 20, 2010
louis caputo (NJ, USA)
2 out of 3 found this review helpful
Would you go to a mechanic for financial advice? How about a barber? A taxi driver? The waitress at your favorite restaurant? How about your next door neighbor? Then why would you listen to Quinn?
JBQ is a writer, not a financial authority. Check the reviews the original versions of this book to see how readers really feel about her advice.
People who used her "safe" investment advice, say their 401 (k) turn into a 101 (k), bought investments at the wrong time, buy and held as their investments went down, down, down.
She recommends cash value life insurance, probably the worst choice. In 2002, in her newpaper column (since shut down) she was recommending money market mutual funds with techniques that worked in 1982 and were no longer even close to doing what she claimed in 2002.
Recommend Suzie Orman, Ric Edelmen, Dave Ramsey or anybody else.
Remember, Quinn is a writer, not a financial authority. Her advice can be hazardous to your wealth as it has been for some many in the past.
Skip on this one. Besides, you can always buy it in a used bookstore for about a $1.
 The best financial book, period. February 17, 2010
Don Spinetta (Hadley, MA)
1 out of 1 found this review helpful
This is -- hands down -- the best financial book on the market. It's witty and insightful, but more important, easy to understand, reliable, and full of solid, common-sense advice. It's my financial bible. I would be lost without it in the jungle of the financial markets, and am especially grateful that this new edition is out now, considering the damage that the sub-prime mortgage fiasco has done to the financial well-being of most Americans.
Happy with the update February 16, 2010
amznjunkie
1 out of 1 found this review helpful
I had bought the second version of this book over a decade ago. It was the only book I had found that explained financial matters in an uncomplicated yet thorough manner. At the time, I was new to my career and was looking for something basic to teach me what to do with my money. When I began reading her book, I found myself delving in all the chapters. It became much more than a book telling me where to put my money. It became a guide to ones ENTIRE financial life - from birth to death and beyond. This new release is no different. Don't be intimidated by the hugeness of this book - she gives valuable information in an easy to comprehend style. For me, the advice in this book, allowed me to feel confident in my choices, and confident to question those that didn't seem like they were serving my best interests.
 the book could be better February 15, 2010
chi1ehutch
After having read the book, I noticed a couple of things that need a change. First, the reason why the book is the same size as a dictionary is because it is very wordy and drawn out. She could have been a LOT more precise and used more tables and graphs to explain her points and point out similarities and differences amongst options, thus simplifying many chapters. Second, I felt that she needed to have done more research and used more studies to backup her information. While there is a lot of truth in what she says, some of it I am unsure about, as she does not include any research and/or statistics to make her points stronger and/or valid. Information about items that are not common knowledge combined without research and facts are more of an opinion. Third, certain chapters tend to go off in too many directions. For example, in the chapter about life insurance she goes into different directions about what type of life insurance one should get and exceptions to getting different types of life insurance. Fourth, the book can be very dry at times. I have read other personal finance books that keep the reader more engaged. This book does not do that for me. Fifth, the book still has many spelling errors and run-on sentences.
You can get a feel for how good this book is based on the previous edition. In the previous edition of this book, she received more 1-star ratings (87) from Amazon.com reviewers than 5-star ratings (61) from Amazon.com reviewers. Just look at the reviews from her previous book on Amazon.com entitled "Making the Most of Your Money". It speaks for itself.
Jane, next time you make another revision, please consider the feedback that you get from individuals that have read your book.
Showing reviews 1-5 of 8
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